Welcome To
Pothole Protect

For the Bumps in the Road.

WHAT WE DO

At Pothole Protect, we understand the challenges motorists face when dealing with damage caused by potholes.

With the rise in pothole-related incidents, many drivers find themselves navigating the frustrating and costly process of making a claim on their core motor insurance policy. Often, these claims result in the loss of valuable no claims bonuses and higher premiums, leaving drivers feeling unfairly penalised.

Find Out More

Our Mission

Our mission is to provide a reliable solution to this growing issue. The Pothole Protect insurance policy was specifically developed to address the increase in fault claims related to pothole damage. We recognise that many drivers are unsure where to turn when their vehicle suffers significant damage from potholes. Adding to the frustration, local councils reject 79% of claims, leaving many motorists in a difficult position.

With Pothole Protect, you can safeguard yourself from the financial impact of pothole damage without affecting your core motor insurance policy or losing your no claims bonus. Our dedicated coverage is designed to offer peace of mind and a straightforward solution for those unexpected bumps in the road.

How it Works

Pothole Protect is an insurance policy that helps pay for the repair costs if your vehicle is damaged by a pothole.

Protects Your No Claims Bonus

Avoid losing your no claims bonus by claiming pothole damage through a separate policy.

No Impact on Your Main Policy

Claiming on this policy doesn’t affect your core motor insurance, so your fault claim status isn’t impacted.

Cover for Common Damage

Covers repairs for common pothole damage, such as tyre, wheel, and suspension problems.

Quick and Easy Claims

Hassle-free claims process specifically for pothole damage.

Low Excess

The excess to claim on the Pothole Protect policy is only £50.

Find Out More

Brokers

Offering Pothole Protect to your clients provides a valuable way to enhance your core motor insurance product while supporting better customer satisfaction and retention. This specialised insurance add-on covers the cost of repairing vehicles damaged by potholes, reducing the need for clients to make fault claims on their primary motor insurance. By directing pothole-related claims to Pothole Protect, brokers can help clients preserve their no claims bonus and avoid increased premiums. This, in turn, helps manage and potentially lower loss and claims ratios on core motor policies, benefiting both brokers and their customers.

Reduces Claims on Core Motor Policies

Helps clients avoid making pothole-related claims on their main motor insurance, preserving their no claims bonus.

Supports Better Underwriting Results

By shifting pothole claims away from the core motor policy, brokers can reduce underwriting losses and improve overall profitability.

Manages Loss and Claims Ratios

Directing pothole-related claims to a separate policy can help lower the loss and claims ratios on core motor insurance products.

Improves Client Retention

Offers added value to clients, increasing satisfaction and loyalty to your brokerage.

Make a Claim

Pothole Protect is only available through motor insurance brokers as extra cover added to your main motor insurance policy.

To make a claim, please check the policy documents that your insurance broker sent you. If you don’t have these documents, contact your broker to get another copy. You will need these documents and your policy details to make a claim.

Contact Us

If you would like more general information about Pothole Protect, please contact us by using the contact form below:

Welcome To Pothole Protect